.payoff-lens{--paper:var(--gd-canvas-light);--surface:#fff;--surface-soft:var(--gd-surface-soft-light);--ink:var(--gd-ink);--muted:var(--gd-muted);--line:var(--gd-hairline-on-light);--line-strong:var(--gd-border-strong);--accent:var(--gd-primary);--accent-dark:var(--gd-primary-active);--accent-shadow:#9e2e0a;--accent-soft:var(--gd-surface-strong-light);--blue:var(--gd-ink);--blue-soft:var(--gd-surface-strong-light);--amber:#b56a2b;--amber-soft:#f3e5d5;--rose:var(--gd-trading-down);--rose-soft:#f4dede;--up:var(--gd-trading-up);--shadow:0 24px 50px -34px #3a261457;--radius:8px;--radius-pill:9999px;--font-display:var(--gd-font-display);color:var(--ink);font-family:var(--gd-font-body)}.payoff-lens *{box-sizing:border-box}.payoff-lens button,.payoff-lens input,.payoff-lens select{font:inherit}.payoff-lens button{border:0}.payoff-lens .app-shell{width:min(1520px,100% - 32px);margin:0 auto;padding:22px 0 36px}.payoff-lens .topbar{border:1px solid var(--line);border-radius:var(--radius);min-height:68px;box-shadow:var(--shadow);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#ffffffe0;grid-template-columns:minmax(220px,1fr) auto;align-items:center;gap:16px;padding:14px 16px;display:grid}.payoff-lens .brand{align-items:center;gap:12px;min-width:0;display:flex}.payoff-lens .brand-mark{border-radius:var(--radius);background:var(--ink);color:#fff;flex:none;place-items:center;width:42px;height:42px;display:grid}.payoff-lens .brand-mark img{object-fit:contain;width:auto;height:32px;display:block}.payoff-lens .brand-title{font-family:var(--font-display);letter-spacing:-.01em;margin:0;font-size:1.32rem;font-weight:700;line-height:1.05}.payoff-lens .brand-subtitle{color:var(--muted);margin:3px 0 0;font-size:.88rem;line-height:1.35}.payoff-lens .top-actions{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:10px;display:flex}.payoff-lens .status-pill{background:var(--surface-soft);min-height:36px;color:var(--accent-dark);white-space:nowrap;border-radius:999px;align-items:center;gap:8px;padding:0 12px;font-size:.86rem;font-weight:700;display:inline-flex}.payoff-lens .pulse-dot{background:var(--accent);border-radius:999px;width:8px;height:8px;animation:2.2s cubic-bezier(.16,1,.3,1) infinite breathe}@keyframes breathe{0%,to{opacity:.6;transform:scale(.82)}50%{opacity:1;transform:scale(1.22)}}.payoff-lens .app-grid{grid-template-columns:minmax(310px,390px) minmax(0,1fr);align-items:start;gap:18px;margin-top:18px;display:grid}.payoff-lens .control-rail{gap:14px;max-height:calc(100dvh - 28px);padding-right:3px;display:grid;position:sticky;top:14px;overflow:auto}.payoff-lens .panel,.payoff-lens .result-band,.payoff-lens .chart-panel,.payoff-lens .table-panel,.payoff-lens .spotlight-panel{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fffffff0}.payoff-lens .panel{padding:16px}.payoff-lens .panel-heading{justify-content:space-between;align-items:center;gap:10px;margin-bottom:14px;display:flex}.payoff-lens .panel-title{letter-spacing:.08em;text-transform:uppercase;align-items:center;gap:9px;margin:0;font-size:.86rem;line-height:1.2;display:flex}.payoff-lens .icon-box{background:var(--surface-soft);width:28px;height:28px;color:var(--accent-dark);border-radius:6px;place-items:center;display:grid}.payoff-lens .form-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.payoff-lens .field{gap:6px;min-width:0;display:grid}.payoff-lens .field.full{grid-column:1/-1}.payoff-lens label{color:#3a3834;font-size:.83rem;font-weight:800;line-height:1.2}.payoff-lens .helper{color:var(--muted);font-size:.78rem;line-height:1.35}.payoff-lens .input-wrap{border:1px solid var(--line-strong);border-radius:var(--radius);background:#fff;align-items:center;min-height:42px;transition:border-color .18s,box-shadow .18s;display:flex;position:relative}.payoff-lens .input-wrap:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px #20725d1f}.payoff-lens .toggle-card{border:1px solid var(--line);border-radius:var(--radius);width:100%;min-height:68px;color:var(--ink);text-align:left;cursor:pointer;background:#fff;grid-template-columns:auto minmax(0,1fr);align-items:center;gap:11px;padding:11px;transition:transform .18s cubic-bezier(.16,1,.3,1),border-color .18s,background .18s;display:grid}.payoff-lens .toggle-card:hover{border-color:var(--accent);background:var(--surface-soft);transform:translateY(-1px)}.payoff-lens .toggle-card:active{transform:translateY(1px)scale(.99)}.payoff-lens .toggle-card[aria-pressed=true]{border-color:var(--accent);background:var(--accent-soft)}.payoff-lens .toggle-switch{background:var(--line-strong);border-radius:999px;width:44px;height:24px;transition:background .18s;position:relative;box-shadow:inset 0 0 0 1px #1c1c1e14}.payoff-lens .toggle-switch:after{content:"";background:#fff;border-radius:50%;width:18px;height:18px;transition:transform .18s cubic-bezier(.16,1,.3,1);position:absolute;top:3px;left:3px;box-shadow:0 4px 10px #1c1c1e2e}.payoff-lens .toggle-card[aria-pressed=true] .toggle-switch{background:var(--accent)}.payoff-lens .toggle-card[aria-pressed=true] .toggle-switch:after{transform:translate(20px)}.payoff-lens .toggle-copy{gap:4px;min-width:0;display:grid}.payoff-lens .toggle-copy strong{font-size:.86rem;line-height:1.2}.payoff-lens .toggle-copy span{color:var(--muted);font-size:.77rem;font-weight:750;line-height:1.35}.payoff-lens .prefix,.payoff-lens .suffix{color:var(--muted);white-space:nowrap;padding:0 10px;font-size:.88rem;font-weight:800}.payoff-lens input,.payoff-lens select{border-radius:var(--radius);width:100%;min-height:40px;color:var(--ink);letter-spacing:0;background:0 0;border:0;outline:0;padding:0 10px;font-weight:800}.payoff-lens input[type=month]{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23636367' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='4' y='5' width='16' height='16' rx='2'/%3E%3Cpath d='M16 3v4M8 3v4M4 9h16'/%3E%3C/svg%3E");background-position:right 10px center;background-repeat:no-repeat;background-size:16px;min-width:130px;padding-right:34px}.payoff-lens .input-wrap:focus-within input[type=month]{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23e8522a' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='4' y='5' width='16' height='16' rx='2'/%3E%3Cpath d='M16 3v4M8 3v4M4 9h16'/%3E%3C/svg%3E")}.payoff-lens input[type=month]::-webkit-calendar-picker-indicator{display:none}.payoff-lens .gd-mp{z-index:60;background:var(--surface);border:1px solid var(--line-strong);border-radius:var(--radius);width:268px;box-shadow:var(--shadow);opacity:0;transform-origin:top;pointer-events:none;padding:12px;transition:opacity .15s cubic-bezier(.16,1,.3,1),transform .15s cubic-bezier(.16,1,.3,1);position:fixed;transform:translateY(-6px)scale(.98)}.payoff-lens .gd-mp.open{opacity:1;pointer-events:auto;transform:translateY(0)scale(1)}.payoff-lens .gd-mp-head{justify-content:space-between;align-items:center;margin-bottom:10px;display:flex}.payoff-lens .gd-mp-year{font-family:var(--font-display);color:var(--ink);font-size:1.02rem;font-weight:700}.payoff-lens .gd-mp-nav{border:1px solid var(--line);background:var(--surface);width:30px;height:30px;color:var(--ink);cursor:pointer;border-radius:999px;place-items:center;font-size:1.1rem;line-height:1;transition:background .14s,border-color .14s,transform .14s cubic-bezier(.16,1,.3,1);display:grid}.payoff-lens .gd-mp-nav:hover{background:var(--surface-soft);border-color:var(--line-strong)}.payoff-lens .gd-mp-nav:active{transform:scale(.94)}.payoff-lens .gd-mp-grid{grid-template-columns:repeat(3,1fr);gap:6px;display:grid}.payoff-lens .gd-mp-cell{border-radius:var(--radius);background:var(--surface-soft);color:var(--ink);cursor:pointer;border:0;padding:10px 0;font-size:.85rem;font-weight:800;transition:background .14s,color .14s,transform .14s cubic-bezier(.16,1,.3,1)}.payoff-lens .gd-mp-cell:hover{background:var(--accent-soft)}.payoff-lens .gd-mp-cell:active{transform:scale(.95)}.payoff-lens .gd-mp-cell.current{box-shadow:inset 0 0 0 1.5px var(--accent)}.payoff-lens .gd-mp-cell.selected{background:var(--accent);color:#fff}.payoff-lens .error-box{border-radius:var(--radius);background:var(--rose-soft);color:#6f2f2a;border:1px solid #ad4f4852;padding:10px 12px;font-size:.86rem;font-weight:700;line-height:1.35;display:none}.payoff-lens .error-box.visible{display:block}.payoff-lens .loan-list,.payoff-lens .plan-list{gap:8px;display:grid}.payoff-lens .loan-card,.payoff-lens .plan-card{border:1px solid var(--line);border-radius:var(--radius);width:100%;min-height:72px;color:var(--ink);text-align:left;cursor:pointer;background:#fff;grid-template-columns:1fr auto;gap:8px;padding:12px;transition:transform .18s cubic-bezier(.16,1,.3,1),border-color .18s,background .18s;display:grid}.payoff-lens .plan-card{cursor:default;grid-template-columns:minmax(0,1fr) auto auto;align-items:start;padding:8px 8px 8px 12px}.payoff-lens .plan-card-main{width:100%;min-height:54px;color:inherit;text-align:left;cursor:pointer;background:0 0;border:0;gap:0;padding:4px 0;display:grid}.payoff-lens .plan-card-delete{border:1px solid var(--line);width:30px;height:30px;color:var(--muted);cursor:pointer;background:#fff;border-radius:999px;justify-content:center;align-items:center;transition:transform .18s cubic-bezier(.16,1,.3,1),border-color .18s,color .18s,background .18s;display:inline-flex}.payoff-lens .plan-card-delete:hover{background:var(--rose-soft);color:#6f2f2a;border-color:#ad4f4873;transform:translateY(-1px)}.payoff-lens .loan-card:hover,.payoff-lens .plan-card:hover{border-color:var(--line-strong);transform:translateY(-1px)}.payoff-lens .loan-card:active,.payoff-lens .plan-card:active,.payoff-lens .plan-card-main:active,.payoff-lens .plan-card-delete:active{transform:translateY(1px)scale(.99)}.payoff-lens .button:active,.payoff-lens .icon-button:active{box-shadow:0 0 0 0 var(--accent-shadow);transition:none;transform:translateY(5px)}.payoff-lens .button.secondary:active,.payoff-lens .icon-button.secondary:active{transform:translateY(4px);box-shadow:0 0 #1c1c1e26}.payoff-lens .button.ghost:active{box-shadow:none;transform:translateY(1px)}.payoff-lens .loan-card.active,.payoff-lens .plan-card.active{border-color:var(--accent);background:var(--accent-soft)}.payoff-lens .loan-card-name,.payoff-lens .plan-card-name{font-size:.93rem;font-weight:900;line-height:1.2}.payoff-lens .loan-card-meta,.payoff-lens .plan-card-meta{color:var(--muted);margin-top:5px;font-size:.78rem;font-weight:700;line-height:1.35}.payoff-lens .loan-card-save,.payoff-lens .plan-card-save{color:var(--accent-dark);white-space:nowrap;background:#fff;border-radius:999px;align-self:start;padding:4px 7px;font-size:.74rem;font-weight:900}.payoff-lens .lump-list-head{justify-content:space-between;align-items:center;gap:10px;margin-bottom:8px;display:flex}.payoff-lens .lump-payment-list{gap:8px;display:grid}.payoff-lens .lump-payment-row{border:1px solid var(--line);border-radius:var(--radius);background:#fff;grid-template-columns:minmax(0,1fr) minmax(132px,.85fr) auto;align-items:start;gap:8px;padding:8px;display:grid}.payoff-lens .lump-payment-row .input-wrap{min-height:38px}.payoff-lens .lump-payment-row input{min-height:36px}.payoff-lens .lump-remove-button{width:38px;height:38px;margin-top:0}.payoff-lens .quick-action-grid{grid-template-columns:1fr 1fr;gap:8px;margin-top:12px;display:grid}.payoff-lens .quick-action{border:1px solid var(--line);border-radius:var(--radius);min-height:86px;color:var(--ink);text-align:left;cursor:pointer;background:#fff;gap:6px;padding:12px;transition:transform .18s cubic-bezier(.16,1,.3,1),border-color .18s,background .18s;display:grid}.payoff-lens .quick-action:hover{border-color:var(--accent);background:var(--surface-soft);transform:translateY(-1px)}.payoff-lens .quick-action:active{transform:translateY(1px)scale(.99)}.payoff-lens .quick-action strong{font-size:.88rem;line-height:1.15}.payoff-lens .quick-action span{color:var(--muted);font-size:.76rem;font-weight:750;line-height:1.3}.payoff-lens .button-row{flex-wrap:wrap;gap:8px;margin-top:12px;display:flex}.payoff-lens .button,.payoff-lens .icon-button{border-radius:var(--radius-pill);background:var(--accent);color:#fff;cursor:pointer;min-height:40px;box-shadow:0 5px 0 0 var(--accent-shadow);justify-content:center;align-items:center;gap:8px;font-size:.88rem;font-weight:800;line-height:1;transition:transform .18s cubic-bezier(.16,1,.3,1),box-shadow .18s cubic-bezier(.16,1,.3,1),background .18s,opacity .18s;display:inline-flex;transform:translateY(0)}.payoff-lens .button{padding:0 13px}.payoff-lens .icon-button{flex:0 0 40px;width:40px}.payoff-lens .button.secondary,.payoff-lens .icon-button.secondary{border:1px solid var(--line-strong);background:var(--surface);color:var(--ink);box-shadow:0 4px #1c1c1e26}.payoff-lens .button.ghost{color:var(--accent-dark);min-height:34px;box-shadow:none;background:0 0;padding:0 8px}@media (hover:hover) and (pointer:fine){.payoff-lens .button:hover:not(:active),.payoff-lens .icon-button:hover:not(:active){background:var(--accent-dark);box-shadow:0 7px 0 0 var(--accent-shadow);transform:translateY(-2px)}.payoff-lens .button.secondary:hover:not(:active),.payoff-lens .icon-button.secondary:hover:not(:active){background:var(--surface-soft);border-color:var(--ink);transform:translateY(-1px);box-shadow:0 5px #1c1c1e33}.payoff-lens .button.ghost:hover:not(:active){box-shadow:none;background:0 0;transform:none}}.payoff-lens .button[disabled],.payoff-lens .icon-button[disabled],.payoff-lens input[disabled],.payoff-lens select[disabled]{opacity:.48;cursor:not-allowed}.payoff-lens .content-stack{gap:18px;min-width:0;display:grid}.payoff-lens .loan-comparison-panel{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fffffff0;padding:16px;overflow:hidden}.payoff-lens .loan-comparison-grid{grid-auto-columns:minmax(260px,1fr);grid-auto-flow:column;gap:10px;padding-bottom:2px;display:grid;overflow-x:auto}.payoff-lens .loan-compare-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;gap:12px;min-height:142px;padding:14px;display:grid}.payoff-lens .loan-compare-card.active{border-color:var(--accent);background:var(--accent-soft)}.payoff-lens .loan-compare-top{justify-content:space-between;align-items:flex-start;gap:10px;display:flex}.payoff-lens .loan-compare-name{font-size:.94rem;font-weight:950;line-height:1.2}.payoff-lens .loan-compare-meta{color:var(--muted);margin-top:4px;font-size:.78rem;font-weight:750;line-height:1.35}.payoff-lens .loan-compare-metrics{grid-template-columns:1fr 1fr;gap:10px;display:grid}.payoff-lens .loan-compare-label{color:var(--muted);letter-spacing:.06em;text-transform:uppercase;font-size:.68rem;font-weight:950}.payoff-lens .loan-compare-value{margin-top:4px;font-size:1.08rem;font-weight:950;line-height:1.05}.payoff-lens .result-band{grid-template-columns:1.25fr 1fr 1fr 1fr;display:grid;overflow:hidden}.payoff-lens .answer-cell{border-right:1px solid var(--line);align-content:space-between;gap:12px;min-height:132px;padding:18px;display:grid}.payoff-lens .answer-cell:last-child{border-right:0}.payoff-lens .answer-cell.primary{background:var(--ink);color:#fff}.payoff-lens .metric-label{color:inherit;opacity:.78;letter-spacing:.08em;text-transform:uppercase;align-items:center;gap:8px;font-size:.78rem;font-weight:900;display:flex}.payoff-lens .metric-value{letter-spacing:0;overflow-wrap:anywhere;font-size:clamp(1.45rem,2.4vw,2.15rem);font-weight:950;line-height:1.02}.payoff-lens .metric-note{color:var(--muted);font-size:.83rem;font-weight:750;line-height:1.3}.payoff-lens .answer-cell.primary .metric-note{color:#ffffffbd}.payoff-lens .plain-answer{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);color:#33322e;background:#fff;padding:16px 18px;font-size:1.02rem;font-weight:800;line-height:1.45}.payoff-lens .plain-answer strong{color:var(--accent-dark);font-weight:950}.payoff-lens .viz-grid{grid-template-columns:minmax(0,1.55fr) minmax(320px,.9fr);align-items:stretch;gap:18px;display:grid}.payoff-lens .chart-panel{min-width:0;padding:16px}.payoff-lens .chart-head,.payoff-lens .table-head,.payoff-lens .spotlight-head{justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:12px;display:flex}.payoff-lens .chart-title,.payoff-lens .table-title,.payoff-lens .spotlight-title{font-family:var(--font-display);letter-spacing:-.01em;margin:0;font-size:1.18rem;font-weight:700;line-height:1.15}.payoff-lens .chart-subtitle,.payoff-lens .table-subtitle,.payoff-lens .spotlight-subtitle{color:var(--muted);margin:5px 0 0;font-size:.84rem;font-weight:700;line-height:1.35}.payoff-lens .chart-wrap{border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(#fffdf9,#f6efe2);width:100%;min-height:292px;position:relative;overflow:hidden}.payoff-lens svg.chart{width:100%;height:292px;display:block}.payoff-lens .legend{flex-wrap:wrap;gap:14px;margin-top:12px;display:flex}.payoff-lens .legend-item{color:var(--muted);align-items:center;gap:7px;font-size:.82rem;font-weight:800;display:inline-flex}.payoff-lens .legend-swatch{background:var(--ink);border-radius:999px;width:20px;height:3px}.payoff-lens .legend-swatch.plan{background:var(--accent)}.payoff-lens .legend-swatch.marker{background:var(--amber);width:8px;height:8px}.payoff-lens .spotlight-panel{align-content:start;gap:14px;padding:16px;display:grid}.payoff-lens .range-wrap{gap:7px;display:grid}.payoff-lens input[type=range]{appearance:none;cursor:pointer;background:0 0;width:100%;height:34px;padding:0}.payoff-lens input[type=range]::-webkit-slider-runnable-track{background:linear-gradient(90deg, var(--accent), var(--blue));border-radius:999px;height:7px}.payoff-lens input[type=range]::-webkit-slider-thumb{appearance:none;background:var(--ink);border:3px solid #fff;border-radius:999px;width:21px;height:21px;margin-top:-7px;box-shadow:0 5px 16px #1c1c1e40}.payoff-lens .spotlight-month{color:var(--muted);justify-content:space-between;gap:12px;font-size:.82rem;font-weight:800;display:flex}.payoff-lens .split-bars{gap:10px;display:grid}.payoff-lens .stacked-bar{border-radius:var(--radius);background:var(--surface-soft);border:1px solid var(--line);width:100%;height:42px;display:flex;overflow:hidden}.payoff-lens .bar-interest{background:var(--blue)}.payoff-lens .bar-principal{background:var(--accent)}.payoff-lens .bar-extra{background:var(--amber)}.payoff-lens .month-metrics{grid-template-columns:1fr 1fr;gap:10px;display:grid}.payoff-lens .mini-metric{border-top:1px solid var(--line);min-width:0;padding-top:10px}.payoff-lens .mini-label{color:var(--muted);letter-spacing:.06em;text-transform:uppercase;font-size:.75rem;font-weight:900;line-height:1.2}.payoff-lens .mini-value{overflow-wrap:anywhere;margin-top:4px;font-size:1.04rem;font-weight:950}.payoff-lens .extra-event-list{gap:8px;display:grid}.payoff-lens .event-chip{border:1px solid var(--line);border-radius:var(--radius);background:var(--amber-soft);grid-template-columns:auto 1fr;align-items:start;gap:10px;padding:10px;display:grid}.payoff-lens .event-dot{background:var(--amber);border-radius:999px;width:9px;height:9px;margin-top:5px}.payoff-lens .event-text{font-size:.84rem;font-weight:800;line-height:1.32}.payoff-lens .event-text span{color:var(--muted);margin-top:2px;font-size:.78rem;font-weight:750;display:block}.payoff-lens .table-panel{overflow:hidden}.payoff-lens .table-head{padding:16px 16px 0}.payoff-lens .table-actions{flex-wrap:wrap;justify-content:flex-end;gap:8px;display:flex}.payoff-lens .table-scroll{border-top:1px solid var(--line);max-height:560px;overflow:auto}.payoff-lens table{border-collapse:collapse;background:#fff;width:100%;min-width:1120px}.payoff-lens th,.payoff-lens td{border-bottom:1px solid var(--line);text-align:right;white-space:nowrap;padding:11px 12px;font-size:.86rem}.payoff-lens th{z-index:1;color:#4a4845;letter-spacing:.06em;text-transform:uppercase;background:#ece3d3;font-size:.72rem;font-weight:950;position:sticky;top:0}.payoff-lens th:first-child,.payoff-lens td:first-child{text-align:left;background:inherit;box-shadow:1px 0 0 var(--line);position:sticky;left:0}.payoff-lens th:first-child{z-index:2;background:#ece3d3}.payoff-lens tbody tr:nth-child(12n+1) td{border-top:2px solid var(--line-strong)}.payoff-lens tbody tr.has-extra td{background:#fff8ef}.payoff-lens tbody tr:hover td{background:#efe7d8}.payoff-lens td.money,.payoff-lens th.money,.payoff-lens .number-font,.payoff-lens .metric-value,.payoff-lens .loan-compare-value{font-variant-numeric:tabular-nums;font-family:JetBrains Mono,ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}.payoff-lens .positive{color:var(--accent-dark);font-weight:950}.payoff-lens .warm{color:#7b4219;font-weight:950}.payoff-lens .muted{color:var(--muted)}.payoff-lens .empty-state{border:1px dashed var(--line-strong);border-radius:var(--radius);color:var(--muted);background:#fff;padding:18px;font-size:.9rem;font-weight:750;line-height:1.45}.payoff-lens .toast{border:1px solid var(--line);border-radius:var(--radius);background:var(--ink);color:#fff;opacity:0;pointer-events:none;max-width:min(360px,100vw - 36px);padding:12px 14px;font-size:.88rem;font-weight:850;transition:opacity .22s,transform .22s cubic-bezier(.16,1,.3,1);position:fixed;bottom:18px;right:18px;transform:translateY(14px);box-shadow:0 18px 38px -24px #302012a8}.payoff-lens .toast.visible{opacity:1;transform:translateY(0)}.payoff-lens .sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.payoff-lens .fade-in{animation:.42s cubic-bezier(.16,1,.3,1) both fadeIn}@keyframes fadeIn{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}.payoff-lens .result-band .answer-cell{animation:.46s cubic-bezier(.16,1,.3,1) both fadeIn}.payoff-lens .result-band .answer-cell:first-child{animation-delay:40ms}.payoff-lens .result-band .answer-cell:nth-child(2){animation-delay:.105s}.payoff-lens .result-band .answer-cell:nth-child(3){animation-delay:.17s}.payoff-lens .result-band .answer-cell:nth-child(4){animation-delay:.235s}@media (prefers-reduced-motion:reduce){.payoff-lens .fade-in,.payoff-lens .pulse-dot,.payoff-lens .result-band .answer-cell{animation:none}.payoff-lens .result-band .answer-cell{opacity:1;transform:none}}@media (max-width:1180px){.payoff-lens .app-grid,.payoff-lens .viz-grid{grid-template-columns:1fr}.payoff-lens .control-rail{max-height:none;position:static;overflow:visible}.payoff-lens .result-band{grid-template-columns:1fr 1fr}}@media (max-width:720px){.payoff-lens .app-shell{width:min(100% - 18px,1520px);padding-top:10px}.payoff-lens .topbar{grid-template-columns:1fr}.payoff-lens .top-actions{justify-content:flex-start}.payoff-lens .form-grid,.payoff-lens .result-band,.payoff-lens .month-metrics{grid-template-columns:1fr}.payoff-lens .answer-cell{border-right:0;border-bottom:1px solid var(--line);min-height:110px}.payoff-lens .answer-cell:last-child{border-bottom:0}.payoff-lens .chart-head,.payoff-lens .table-head,.payoff-lens .spotlight-head{display:grid}.payoff-lens .table-actions{justify-content:flex-start}.payoff-lens .lump-payment-row{grid-template-columns:1fr}.payoff-lens .lump-remove-button{width:100%}}.payoff-lens .form-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.payoff-lens .field,.payoff-lens .input-wrap,.payoff-lens input[type=month]{min-width:0}
